Kepastian Hukum Kewajiban Pembayaran TAPERA

Abstract

Abstract

The Tapera (Public Housing Savings) program is an initiative of the Indonesian government which aims to increase public access to adequate housing.The Public Housing Savings Program (Tapera) is regulated in Law Number 4 of 2016, is expected to be a solution, but also reaps the pros and cons in the community. the state is responsible for ensuring the right to a decent and affordable place to live. In this case Tapera is considered a potential solution for the community in obtaining a house.related to the provisions of Article 7 paragraph (1) which states who are the parties who are participants in Tapera membership. There are 2 (two) parties who become participants, namely: every Worker and Independent Worker. who earns at least the minimum wage must become a Participant. the Worker Participant's Deposit is paid by the Employer and the Worker. for Worker Participants, it is borne jointly by the Employer at O.5% (zero point five percent) and the Worker at 2.5% (two point five percent). while for Independent Workers who do not work with anyone, all obligations to become Tapera participants are fully borne by the person concerned. This means that Independent Workers are required to set aside 3 (three) percent of their income to BP Tapera. At first glance, the figure of 3 (three) percent pegged is not large, but for an Independent Worker whose income is uncertain, this figure will be a burden.